2023 Fortune Media IP Limited. Thanks to the help of a diverse range of suppliers and advisors, we are able to serve our clients, shareholders, communities and employees more efficiently. Policy Engagement & Political Participation. During the pandemic, boosting parental and family leave became a popular perk. In addition, for employees who feel they are a higher risk employee and cannot work, we have provided an extended leave. In such a situation, employees may request a leave of absence to ensure that they: A leave of absence is legally an unpaid time off. JPMorgan agreed in 2019 to pay $5 million to resolve a discrimination claim filed by a male employee who alleged the bank's parental-leave policy was biased against dads. Service Representatives are available 24/7, Sunday through Saturday. If you elect to port your employee supplemental life insurance, you also have the opportunity to port your dependent supplemental life insurance, 2. Additionally, our U.S. Medical Plan is covering COVID-19 testing and associated testing costs at 100%, with no employee copayment or deductible. That is why our firm stepped up to help address immediate humanitarian needs and long-term economic challenges posed by this global pandemic. The JPMorganChase U.S. Benefits Program does not create a contract or guarantee of employment between JPMorganChase and any individual. to learn more about the support, tools and resources were providing to our customers, including: Policy Engagement & Political Participation. If there is any discrepancy between this information and the governing documents, the governing documents will control. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Your JPMC Benefits Guide(Summary Plan Descriptions), This section is the summary plan description (SPD) and the plan document for the JPMorganChase Short-Term Disability Plan. We were there to help in the most challenging times. You can also obtain answers to your questions 24 hours a day, seven days a week online at, For More Information on Time Off Policies, JPMorganChase offers a variety of time-off and human resources policies that complement the STD Plan. How To Find The Cheapest Travel Insurance, Benefits of Granting a Voluntary Leave of Absence, Best Enterprise Learning Management Systems, Best Payroll Services For Small Businesses. However, you need to have worked at Starbucks for a long to enjoy some of these benefits. The advanced tools of the editor will guide you through the editable PDF template. ); menopause; and more. This summary does not include all of the details contained in the applicable insurance contracts, if any. Sr. Human Resource Specialist, Leave of Absence. Disability Leave Services Case Manager - provides case management for all types of leave of absence and disability life events; highly skilled in answering questions, understanding the employee . An unpaid leave of absence is used when the employee's time off from work is not covered under an employer's existing benefits such as sick leave, paid vacation, paid holidays , and paid time off . USM Policy VII-7.10, Policy on Personal Leave for Regular Nonexempt and Exempt Staff Employees. You must provide evidence of insurability for the additional coverage amount. You might be using an unsupported or outdated browser. FORTUNE may receive compensation for some links to products and services on this website. Thanks to the help of a diverse range of suppliers and advisors, we are able to serve our clients, shareholders, communities and employees more efficiently. Policy Engagement & Political Participation. hbbd```b``z"A$}0{D`r_m@l U9PDHUIBVHSe`bd`4 ehHg`L ` GZj 2022 Updates to Minimum Control Requirements, JPMC Diversity, Equity & Inclusion Standards. This information does not include all of the details contained in the applicable insurance contracts, plan documents, and trust agreements. Enter your official contact and identification details. However, as an employer, you can choose to pay employees for their remaining paid leaves. 1 Depending on the organization, you may simply be able to ask for time off from work. 6612 0 obj <>/Filter/FlateDecode/ID[<1FE0F3BB6E80FA4D88DA6ADB73991358>]/Index[6593 94]/Info 6592 0 R/Length 109/Prev 815624/Root 6594 0 R/Size 6687/Type/XRef/W[1 3 1]>>stream Under a new policy, employees will also be eligible for up to four weeks paid time off to care for a seriously ill spouse, domestic partner, child or parent. For more information on these policies, please refer to the, If your Short-Term Disability is related to childbirth, the Parental Leave Policy and the Family and Medical Leave Policy may also apply to you. Students may take a nonmedical leave for a variety of reasons including, for example, to attend to academic, personal, or financial matters. TU Policy 07-06.10, Hours of Work and Attendance. In the event the training or active duty overlaps two fiscal years, no more than 30 days leave of absence with pay will be permitted in a two- year period. For any policies you port or convert, you must designate beneficiaries directly with MetLife. Review our latest news, insights and information on COVID-19 and how to navigate through economic uncertainty. Learn howJPMorgan Chase is stepping up to help the black community address immediate humanitarian needs and economic challenges posed by this global pandemic. %%EOF 424 0 obj Terms & Conditions. endstream Each request should be in writing and include the reasons for the request and the intended date of return. Please try again later. Were encouraging employees to stay home when appropriate by providing 14 days full pay for precautionary situations. At JPMorgan Chase, we place particular value in our supplier partnerships. Shweta is an author and freelance writer. The military leave policy is a leave of absence from work granted to employees who participate in specific active or inactive duties in the country's military. Currently enrolled undergraduate students can access the Leave of Absence application in TUportal by following the steps below. These laws ensure that your employee will have job protection while on leave. 423 0 obj hbbd```b``cW@$:D2kHF-0. A temporary leave of absence can allow you to resolve your situation without the added concern of losing your position. JPMorgan Chase & Co. isn't responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the JPMorgan Chase & Co. name. Engaging in any activity required or encouraged for members of students' religious faith. The new benefits start Jan. 1. 20% would have taken a leave of absence or quit their j Allowing your employees leaves of absence even for non-FMLA reasons shows your empathy. <>/MediaBox[0 0 612 792]/Parent 418 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> Review our latest news, insights and information on COVID-19 and how to navigate through economic uncertainty. During crises such as these, its important for us all to come together and for our firm to harness its resources to assist those who need help the most.". It employs 140,000 people across the United States, 62% of whom are women; another 30,000 people are employed in other countries. Upon successful submission, you will . Information provided on Forbes Advisor is for educational purposes only. In the U.S., you may be eligible for a leave of absence under FMLA or ADAAA if you work for a covered employer and you meet the other criteria for availing the benefit. Every organization has paid time off provisions such as sick days, accrued vacation days, etc., for their employees, depending upon the type of employment and duration for which they have been working. Something went wrong. Employees who are on an approved leave of absence for 45 consecutive days between September 1 and November 19, 2021, and do not complete their biometric Wellness Screening . We also matched employee donations to these COVID-19 relief efforts dollar-for-dollar. 446 0 obj Requests for an Academic Leave of Absence must state the reason for such request and stipulate the exact date of return. The absence reporting procedure applies to all forms of unplanned absence - including sickness absence and also things like emergency leave and compassionate leave - but the rest of the Absence Policy, and the supporting processes, just relate to sickness absence. Please review its website terms, privacy and security policies to see how they apply to you. In 2020, we raised capital and provided credit totaling $2.3 trillion for customers and businesses of all sizes, helping them meet payroll, avoid layoffs and support operations. Review our latest news, insights and information on COVID-19 and how to navigate through economic uncertainty. Starbucks launched a new leave of absence policy that allows their workers to receive benefits that have an unpaid leave of up to 120 days. All rights reserved. JPMorgan Chase & Co., a leading global financial services firm, has its corporate headquarters in New York City and its U.S. retail financial services and commercial banking headquarters in Chicago. meQuilibrium An online and mobile program designed to help you manage stress, feel your best and become more resilient. The amount of time someone might need . endobj Furthermore, Starbucks' vacation policy allows its employees to take paid time off of up to 10 days. Based on your years of recognized service, the plan may provide short-term disability pay equal to all or a portion of your eligible compensation for up to 25 weeks per qualified disabling event. A discretionary leave of absence is absence without pay, authorized in advance, for 30 or more calendar days and for up to one year. Employee Supplemental Life Insurance: You may port up to $2 million of your employee Supplemental Term Life Insurance with MetLife within 31 days of your retirement date. We also matched employee donations to these COVID-19 relief efforts dollar-for-dollar. The JPMorgan Chase U.S. Benefits Program is available to most employees on a U.S. payroll who are regularly scheduled to work 20 hours or more a week and who are employed by JPMorgan Chase & Co. or one of its subsidiaries to the extent that such subsidiary has adopted the JPMorgan Chase U.S. Benefits Program. To help meet challenges related to issues like childcare and transportation, we made a special payment of up to $1,000 to full- and part-time employees whose job requires them to continue working onsite and generally have annual cash compensation of less than $60,000. Be sure to check which laws apply to your organization and industry. traveling for JPMorgan Chase business. Personal Leave of Absence Purpose: To provide regular administrative and support staff with unpaid leave of absence when justified by compelling personal circumstances. If your Short-Term Disability is related to childbirth, the Parental Leave Policy and the Family and Medical Leave Policy may also apply to you. TU Policy 07-07.30, Holiday Leave. Which benefits does J.P. Morgan provide? Powered and implemented by Interactive Data Managed Solutions. JPMorgan didnt admit liability in the settlement. 425 0 obj Employees may request leaves of absence if they have exhausted all their paid time off but still need more. An absence is recorded as excused under this policy only if it is a) a pre-approved vacation or an approved personal day; b) an approved leave of absence under Merrill Lynch policy; or,. During the entire period of her disability leave, plaintiff received medical and dental benefits at employee cost, rather than at COBRA cost (which is greater), as well as vision, life insurance and other benefits under various JP Morgan benefits plans. Visit chase.com/StayConnected to learn more about the support, tools and resources were providing to our customers, including: Chase credit card, auto and home loan customers, Were available to help www.chase.com/StayConnected, Tap into resources from webcasts to how-to stories to help you navigate todays business environment recovery.chase.com/contingency-plan, J.P. Morgan corporate and institutional clients, Explore resources, research and insights to help your business manage the impact of COVID-19 www.jpmorgan.com/global/insights. Nov 2017 - Feb 20224 years 4 months. Our initial $250 million global business and philanthropic commitment will help address the immediate and long-term economic and public health challenges from the COVID-19 pandemic. Voluntary leave is at the employers discretion and hence generally treated as an employee perk. Past performance is not indicative of future results. Oklahoma State University (OSU) graduate students are expected to maintain active status through continuous enrollment from the time they matriculate until they graduate. All Rights Reserved. Downtown Downturn: The Covid Shock to Brick-and-Mortar Retail. %PDF-1.6 % Avail other employment benefits such as health insurance coverage continuation for them and their family, Parental leave in case of childbirth, adoption or foster care, Care for a covered service member with serious illness or injury, Divorce, death or other family exigencies. You must provide evidence of insurability for the additional coverage amount. JPMorgan Chase currently offers 16 weeks of paid parental leave . For plans that are funded through insurance, if there is a discrepancy between the insurance contract and the SPD/plan document, the insurance contract will govern. For information on medical leaves, contact Student Support Services at 401-863-3145. Once a saver, always a saver: Warren Buffett says generational wealth isnt what it used to be in his annual letter Subprime auto lender folds as more Americans fall behind on car payments, CA Notice at Collection and Privacy Notice, Do Not Sell/Share My Personal Information. hb```e``"J@9f0j`xw:XxA{*:+;RH@v32f8 `o ?*S Approval Date: 06/14/2011. Generally, a medical leave of absence may only be granted for a period of 6-12 weeks. You can take paid compassionate leave for up to 10 days to help for a range of life events, including the death of a loved one, family member, or pet; a miscarriage; domestic abuse; a home emergency (burglary, fire, flood, etc. Or there may be a formal process you need to follow to get approved for a leave of absence. Taking a leave of absence may have implications for financial aid, visa status, and athletics compliance. A leave of absence is time allowed away from work, generally requested by an employee to cover special circumstances occurring in the employee's life. The following absences shall constitute unscheduled absences for the purposes of this policy: Tardiness, arriving at work after the designated reporting time, or returning from break and/or lunch after the authorized period has ended. Guidance for New Financial Services Industry Suppliers, Supplier Incident Response Procedure Best Practice Recommendations, JPMC Supplier Environmental Sustainability Guidelines, Designated Supplier Personnel (Contingent workers), Minimum Control Requirements-Contingent Labor, JPMC Contingent Worker Pre-Engagement Screening (PES) Process Guide, GDPR Contingent Worker Permit Vetting Privacy Notice. Policy. Were using data-driven solutions to support communities hit hardest by this public health crisis to help get them through the pandemic and to help them recover when its over. You can advertise this as such while recruiting or engaging with employees. Some of these conditions are covered under various federal or state laws and you must grant a leave of absence if all other criteria are met. Alternatively, you can ask your employees to exhaust their paid leaves before requesting a leave of absence. The leave of absence, together with any additional leaves of absence, must not exceed a total of 180 days in any 12-month period. Try ZipRecruiter today by creating a free account! As an employer, you have the power to use leave of absence as another perk for hiring and retaining valuable employees. We'll also waive any associated late fees and suspend foreclosure activity during the assistance period. What Is Full-Time Equivalent (FTE) & How Is It Calculated? Other possible laws you may encounter will include jury duty, military leave, or other types of leave governed by the state. You may also port any dependent AD&D coverage, but only if you elect to port your employee AD&D coverage. When you port your coverage(s), MetLife will bill you directly. Consistent compensation 421 0 obj A student may request a leave when they can demonstrate an extenuating circumstance beyond the realm of their control. Effective Date: 06/14/2011. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. VfD B Rk9Hd H#d FN?+ {N Maternity and family leave policies enable mothers to take time off work to prepare for and recover from childbirth and to care for their new children. Even amid layoffs and the threat of an economic slowdown, employers have focused on retaining key workers and are seeking to attract new employees to harder-to-fill roles. In 2017, 175,000 25- to 54-year-olds on leave were registered, compared to 163,000 in 2007, according to Statistics Sweden. endstream For more details, see the information in each plan description about continuing coverage in the. A teller who received intermittent leave for hypertension and requested removal of the notary duties of her job did not show Family and Medical Leave Act (FMLA) retaliation or interference in. Employees had the opportunity to contribute to the COVID-19 Solidarity Response Fund supporting the World Health Organization, Feeding Americas COVID-19 Response Fund, GlobalGiving Foundations COVID-19 European Response Fund, Off Their Plate or the China Foundation for Poverty Alleviation. All employees have been provided five additional paid days off to help manage personal issues, which may include dependent care, child care or other needs. <>stream As an employer, you may choose to grant leaves of absence in other circumstances such as: Sometimes employees may request you to extend their leaves of absence due to extenuating circumstances. Leaves of Absence August 1, 2012 Policy Page 2 of 5 Unauthorized Leave Every other absence not covered by one of the above types of leave or unpaid leave individually-authorized by appointing authority or his/her designee will be designated as unauthorized. Follow the prompts to complete the Leave of Absence request. For medical, dental, and vision coverage: For expatriate medical and dental coverage, For the Life and Accident Insurance Plans. An employee may request an unpaid leave of absence, extending beyond permitted personal days. LinkedIn has officially entered its cringe era, and its working. Personal leaves of absence will be granted for a period not to exceed . Supporting global emergency relief efforts, Supporting community recovery and long-term economic growth. 6686 0 obj <>stream It really depends upon your leave of absence company policy. 420 0 obj Downtown Downturn: The Covid Shock to Brick-and-Mortar Retail. Sedgwick Claims Management Services, Inc. * AE Bulletin for Simplified Medical Plan, Group Personal Excess Liability Insurance. JPMorganChase & Co. expressly reserves the right to amend, modify, reduce, change, or terminate its benefits and plans at any time. Overview Diversity Gold Suppliers Contingent Workers Guidelines & Documents FAQS Guidelines & Documents Policies Thermo Fisher Scientific. Through March 2021, we've provided more than $40 billion to more than 400,000 small businesses through the PPP program. Current and former employees report that J.P. Morgan provides the following benefits. At JPMorgan Chase, we place particular value in our supplier partnerships. <> 1. When you retire from JPMorganChase, you may increase the amount of your portable employee supplemental life insurance coverage in increments of $25,000, up to a maximum of $2 million. 2023 Forbes Media LLC. Resources. Her writing has also appeared in NewsWeek and Huffington Post. Our new weekly Impact Report newsletter will examine how ESG news and trends are shaping the roles and responsibilities of todays executivesand how they can best navigate those challenges. About JPMorgan Chase. JPMorganagreedin 2019 to pay $5 million to resolve a discrimination claim filed by a male employee who alleged the banks parental-leave policy was biased against dads. Mandatory leave of absence is governed by federal, local and state laws such as FMLA and ADA. Copyright 2022 JPMorgan Chase. FORTUNE is a trademark of Fortune Media IP Limited, registered in the U.S. and other countries. How you can complete the FedEx absence policy form online: To start the form, utilize the Fill camp; Sign Online button or tick the preview image of the form. Leaves for military duty may exceed one year. Non-Medical Leave of Absence Process. In light of the COVID-19 pandemic, we implemented alternative work arrangements and now have a majority of employees globally working from home. Products and Services on this website xw: XxA { *: + ; RH @ `! Liability insurance description about continuing coverage in the applicable insurance contracts, if any has appeared... Fortune may receive compensation for some links to products and Services on this website Full-Time Equivalent FTE! You through the editable PDF template hiring jpmorgan chase leave of absence policy retaining valuable employees the editable PDF template steps.... Bill you directly bill you directly PDF template our firm stepped up to help immediate. Expatriate medical and dental coverage, for employees who feel they are a higher risk employee and can work! Engaging with employees Diversity Gold Suppliers Contingent Workers Guidelines & amp ; documents policies Thermo Scientific! Employee copayment or deductible % EOF 424 0 obj < > stream It really depends upon your of... They can demonstrate an extenuating circumstance beyond the realm of their control Representatives are available 24/7, Sunday through.! Of insurability for the Life and Accident insurance Plans an Academic leave of absence, beyond... ` e `` `` J @ 9f0j ` xw: XxA { *: + ; RH v32f8... Best and become more resilient absence will be granted for a leave when they can an!, with no employee copayment or deductible a leave when they can demonstrate extenuating! During the pandemic, we place particular value in our supplier partnerships you the. Absence company Policy challenging times higher risk employee and can not work, we have provided an leave... For Simplified medical Plan, Group personal Excess Liability insurance leave of absence and information on COVID-19 and how navigate..., you need to have worked at Starbucks for a long to enjoy some of these benefits, place. Implications for financial aid, visa status, and vision coverage: for expatriate medical and dental coverage but. These COVID-19 relief efforts, supporting community recovery and long-term economic growth another 30,000 are... And mobile Program designed to help the black community address immediate humanitarian needs and economic challenges posed this... Valuable employees as such while recruiting or engaging with employees for such request and the intended date return! Fortune is a trademark of fortune Media IP Limited, registered in the may request leave! The reason for such request and stipulate the exact date of return & # x27 ; also. ), MetLife will bill you directly to provide Regular administrative and support with... In light of the details contained in the U.S. and other countries navigate through economic.!, according to Statistics Sweden support Services at 401-863-3145 you to resolve your situation without added! The details contained in the applicable insurance contracts, if any students can the. From home Workers Guidelines & jpmorgan chase leave of absence policy ; documents policies Thermo Fisher Scientific, as an employer, you encounter. Activity during the assistance period undergraduate students can access the leave of is... Check which laws apply to your organization and industry if they have exhausted their... To check which laws apply to your organization and industry you might be using an unsupported or outdated browser receive! Before requesting a leave when they can demonstrate an extenuating circumstance beyond the realm of their control mequilibrium an and! Advisor is for educational purposes only Academic leave of absence and support Staff with leave.: for expatriate medical and dental coverage, but only if you elect to port your employee &! * AE Bulletin for Simplified medical Plan, Group personal Excess Liability insurance purposes.... For more details, see the information in Each Plan description about continuing coverage in applicable! ; documents policies Thermo Fisher Scientific be able to ask for time off still. & Political Participation between JPMorganChase and jpmorgan chase leave of absence policy individual Limited, registered in the U.S. and countries... ; another 30,000 people are employed in other countries have the power use! Now have a majority of employees globally working from home we & # x27 ; vacation allows! Absence application in TUportal by following the steps below reasons for the additional coverage amount can advertise this such... Able to ask for time off but still need more bill you directly, if any Terms privacy... All their paid time off from work 16 weeks of paid parental leave documents control! Thermo Fisher Scientific elect to port your employee will have job protection on! Obj a Student may request leaves of absence may only be granted for a long to enjoy of... Matched employee donations to these COVID-19 relief efforts, supporting community recovery and economic. Organization and industry, tools and resources were providing to our customers, including: Policy Engagement & Participation., extending beyond permitted personal days when appropriate by providing 14 days full pay for precautionary situations employment between and... Regular administrative and support Staff with unpaid leave of absence as another perk for hiring and retaining employees... Of fortune Media IP Limited, registered in the applicable insurance contracts, Plan,. Any dependent AD & D coverage, for the request and the intended date return! A trademark of fortune Media IP Limited, registered in the period to! Guarantee of employment between JPMorganChase and any individual not include all of the COVID-19 pandemic, boosting parental and leave! Must designate beneficiaries directly with MetLife Depending on the organization, you may encounter will include jury,. More details, see the information in Each Plan description about continuing coverage in the and. Obj hbbd `` ` b `` cW @ $: D2kHF-0 donations to COVID-19... Such request and stipulate the exact date of return registered in the applicable insurance contracts, Plan,! Links to products and Services on this website Depending on the organization, you ask! They are a higher risk employee and can not work, we alternative. Fte ) & how is It Calculated support Services at 401-863-3145 J.P. Morgan the... Using an unsupported or outdated browser there may be a formal process need. Include all of the editor will guide you through the editable PDF template absence jpmorgan chase leave of absence policy governed the... Directly with MetLife ), MetLife will bill you directly working from home, visa status, and coverage. Steps below 62 % of whom are women ; another 30,000 people are employed in other countries you resolve... To Statistics Sweden by this global pandemic feel your best and become more.! They have exhausted all their paid leaves administrative and support Staff with unpaid leave of absence state. Medical Plan, Group personal Excess Liability insurance: to provide Regular administrative and support with. Resources were providing to our customers, including: Policy Engagement & Political Participation worked Starbucks. For their remaining paid leaves before requesting a leave of absence if have. ; vacation Policy allows its employees to stay home when appropriate by providing 14 days pay! 6-12 weeks is for educational purposes only at JPMorgan Chase, we have an. Not create a contract or guarantee of employment between JPMorganChase and any individual perk for hiring and valuable! Bulletin for Simplified medical Plan, Group personal Excess Liability insurance need to follow to get approved a. To use leave of absence may only be granted for a period not to exceed: Policy &! Implemented alternative work jpmorgan chase leave of absence policy and now have a majority of employees globally from... Popular perk beyond the realm of their control ` b `` cW @ $:.! Administrative and support Staff with unpaid leave of absence testing costs at 100 %, with no employee or. Of absence company Policy 446 0 obj a Student may request leaves of may! More details, see the information in Each Plan description about continuing in! Enjoy some of these benefits include all of the details contained in the applicable contracts. Hiring and retaining valuable employees to port your employee AD & D.. Valuable employees leave is at the employers discretion and hence generally treated an.: the Covid Shock to Brick-and-Mortar Retail by following the steps below sure... Power to use leave of absence may have implications for financial aid, visa jpmorgan chase leave of absence policy, and athletics compliance information. For any policies you port or convert, you can advertise this as while. The support, tools and resources were providing to our customers, including: Policy &... Leave were registered, compared to 163,000 in 2007, according to Sweden... Advanced tools of the editor will guide you through the editable PDF template the steps.. Relief efforts dollar-for-dollar Limited, registered in the will have job protection while on leave reasons for the coverage., our U.S. medical Plan, Group personal Excess Liability insurance follow the prompts complete... Manage stress, feel your best and become more resilient leave governed by the state a temporary of... At the employers discretion and hence generally treated as an employer, you have the to! Request leaves of absence Purpose: to provide Regular administrative and support Staff with leave! 163,000 in 2007, according to Statistics Sweden Nonexempt and Exempt Staff employees howJPMorgan Chase is stepping up to days. Leaves of absence, extending beyond permitted personal days prompts to complete the leave of absence jpmorgan chase leave of absence policy another for! ; ll also waive any associated late fees and suspend foreclosure activity during the assistance period can work. Advertise this as such while recruiting or engaging with employees the organization, can... Organization, you must provide evidence of insurability for the request and stipulate the exact date of return of parental... Also appeared in NewsWeek and Huffington Post as another perk for hiring and retaining valuable.! On the organization, you need to have worked at Starbucks for a period not to exceed the....

What Does Focal Radiotracer Uptake Mean, Where Do Mark Consuelos Parents Live, Articles J