However, that move tends to be ineffective when it comes to retrieving their portion of the check funds. But what if someone you know, or even a stranger, asks you to deposit a check thats made out to them into your bank? Opinions expressed here are authors alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. However, it is important to stress the importance of having the person properly endorse the check. Thank you! I RVCD A SURPLUS REFUND IN THEIR NAMES NOT MINE CAN I CASH IT ENDOSING OVER TO ME

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I received a check for my totaled car from american family insurance but it has my name & ally financial on the pay to order.what do i do now?

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I received a reimbursement check from my previous car insurance companyit was made to myself, my mom & my brother in law but the funds belong solely to me. Can you deposit someone elses check in your account. Most likely, all 3 people would have to sign it and go to your branch with you with proper ID.

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I have recently moved out of my apartment, my refund deposit has all three names on it from the lesse. How can I have someone deposit a check for me? The check does not say "and/or". We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines. Otherwise, the bank that issued the check will reject your banks request to pay the amount of the check that you have deposited. But this may be problematic, especially if you dont really know the person. Maybe they say that they cant deposit it or cash it in for one reason or another. You can give them the name to use. No. A stranger may be trying to scam you out of money. Where and or how can you get one of those cashed?

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I received a check from my employer from his financial institution. User Generated Content Disclosure: These responses are not provided or commissioned by the bank advertiser. (Explained). For checks issued by government agencies, you'd have to contact them for a reissued check. How quickly will the funds be available when depositing credit card checks? To start, use your banks mobile app to make a mobile deposit. By clicking Accept all cookies, you agree Stack Exchange can store cookies on your device and disclose information in accordance with our Cookie Policy. Write "pay to the order of" with your recipient's name or company. My experience is that banks will accept all kinds of variations. Previous mortgage company sends an escrow refund of 3k to an address I had no idea that was changed. How many days does Bank of America need to clear a bill pay check. Browse other questions tagged, Start here for a quick overview of the site, Detailed answers to any questions you might have, Discuss the workings and policies of this site. This includes endorsing the check, writing pay to the order of, or for the mobile deposit on the back of the check. Home Can I deposit a check with a different name with chase? iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. Tell the bank the amount of the cashier's check and the recipient's name. Connect and share knowledge within a single location that is structured and easy to search. I've also deposited checks where my last name was wrong quite egregiously. Economy picking exercise that uses two consecutive upstrokes on the same string. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesnt affect. What happens if I deposit a check with a different name? Can you deposit someone elses check in your account through Wells Fargo? J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, memberFINRA and SIPC. Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. Surely, some banks will accept the endorsed check. As long as the check is signed over to you, there should not be a problem. Can you deposit someone elses check in your account? Both will be printed on the check . For a better experience, download the Chase app for your iPhone or Android. But if he received a crossed check, he has no other option but to deposit it in the bank. I've successfully deposited checks made out to my full name with all sorts of misspellings in the first name: Brennan, Brandon, Brenden, etc. If the check is a third-party check, endorsed by a signature, you can deposit it into your account. How does online check deposit work? (Explained), How much is it to open a chase account? It is perfectly acceptable to deposit someone elses check into your account, as long as the person agrees with the deposit. 3. Other restrictions apply. Start using it today Download from the App Store Get it on Google Play Set up direct deposit It's the fastest, safest way to deposit your paycheck. It is a good idea to ask your bank if they will accept this. Says Pay To with names listed. My ex husband is no longer in the United States how can I deposit this check. You can deposit a check for someone else as long as it has the payee's signature and includes the phrase "for deposit only." Can you deposit someone else's check in your account? Please adjust the settings in your browser to make sure JavaScript is turned on. Planned Maintenance scheduled March 2nd, 2023 at 01:00 AM UTC (March 1st, Use of chatGPT and other AI generators is banned. At the end of the banking day, your bank will send the check of your friend to the issuing bank to request payment for the amount indicated on the check. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. The lender will cash that check and pay the repair shop (through which you get a repair estimate) directly to have the vehicle fixed.

It may vary, so you'll have to contact the lender to see what their procedure is for insurance claim checks.

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I receive a check from insurance since I crash. It is worth noting that the bank has no legal obligation to accept an endorsed check. It's for an Insurance Claim. If everything checks alright, the issuing bank will transfer the funds to your bank. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607, Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access, The risks of depositing someone elses check. Yes you can but generally they want to other party to be present with photo ID available to ensure that the person is who they say they are. Accepting a deposit into my mortgage from a third party and paying them interest, What do US banks look for while processing a check. All Rights Reserved. Chase and Wells Fargo require that if you want to deposit a check that is payable to two individuals, both payees must go to a branch in person and present government identification to verify the signatures on the back of the check. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Visit the branch or find an ATM that offers the relevant service. It's also not the important point which is whether or not you can get the money back which is probably best decided with the assistance of a divorce attorney. But be aware that some banks, like Bank of America, wont accept a third-party check via mobile deposit, so you may have to go to a physical location and talk to a bank teller, depending on your bank. If depositing in-person, fill out a deposit slip. I imagine the policy could vary amongst banks. Maybe. Do I have action against him?

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I have a check from an auto accident I was in written to Medicare Medicaid then my name.. no and or or just three names.. it's my responsibility to pay Medicare n medicaid .. can I deposit it..

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I don't have a check. Centering layers in OpenLayers v4 after layer loading. We would like to open a joint checking account at a bank in the USA. With mobile deposits, you can deposit checks online when its convenient for you. The Friends of variation might cause them concern because it looks like it was meant for a business account and not a personal account. Depositing check with blank legal line at Bank of America, Need help depositing a joint check without a joint account. Choose the checking account that works best for you. What tool to use for the online analogue of "writing lecture notes on a blackboard"? Now that you have a better understanding of how to deposit a check online, you may be ready to get started. It only takes a minute to sign up. Didn't notice the mortgage company was on there. No bank will accept a government check to be deposited into a joint account if you or the payee is not a customer of that bank. Please adjust the settings in your browser to make sure JavaScript is turned on. Well chase held it 10 days then deposited into my savings and it wasn't until I went to pull it That I found out they froze my savings and after s month of me trying to get this resolvedI finally just told them forget it just decline my check and I'll go back to my old bank. Ensure the envelope contains all your checks, cash, and deposit slip. Under the law, theres no legal requirement for commercial banks to accept such checks. If you have a checking account with Chase and want to deposit a check for someone . Should I take his death certificate with me, as well?

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I'm sorry, can you elaborate on what you mean by "draws"?

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Your father would have to sign the back of the check as well. Is it possible to deposit checks into our Chase checking from another bank's ATM? Why cant the standard within payee endorsement work?

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Capital one definitely is strict when it comes to 3rd party checks. (JPMCB). Several factors also come into play, whether it is accepted or rejected by your bank. ALL RIGHTS RESERVED. The check id from bank of america. !

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I recieve a check from the state but i also see wells fargo name on the check do i have to cash it there or can i go to a check cashing

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I have a check made out to and also c/o another party and the c/o party cashed check without my knowledge. It will not give out funds that you dont have. They further indicated it was a federal law and not a bank law. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Deposit the check when prompted to do so. Handling a Spelling Mistake Each bank, and even individual branch offices of larger financial institutions, follows different check-cashing and identification policies. It's a family member, and the deposit itself was my money. My bank would not let her sign it over to me. How can I tell if a check has been deposited? The bank may also require the presence of the person to verify his identity and to prove that the check is not fake or stolen. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. In any event, the check will need to be verified. Technically the money probably belongs to their estates and the answer may depend on the status of those estates (are they in probate etc..). Sign your name on the back of the check. Be sure to reach out to your bank for specific information regarding deposit limits. Thanks for contributing an answer to Personal Finance & Money Stack Exchange! Seeour Chase Total Checkingoffer for new customers. Hold on to the check just in case. One of the options is to endorse the check to a person they trust so that person can deposit the check for them. Wells Fargo is committed to providing information that will help you use your accounts and services effectively. Many offer rewards that can be redeemed for cash back, or for rewards at companies like Disney, Marriott, Hyatt, United or Southwest Airlines. SAFE Act: Chase Mortgage Loan Originators. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc. Another way to sidestep Chase's new cash deposit policy is to write a check. You will also be notified. Chase allows its customers the option to deposit checks to their accounts from their mobile phones. Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Member FDIC. Usually, the bank will tell your friend to endorse the check to you. In every case, all payees must endorse the check with their signatures. How did Dominion legally obtain text messages from Fox News hosts? Since I have papers saying I'm the administrator or the estate and the check also has my name on it, will I be ok? It is for protection of you the customer. Just like cash, a check can be deposited into another person's account at a branch when you present it to the teller, along with the recipient's name and account number.

Checking account at a bank law make a mobile deposit on the same string that can. Quickly will the funds to your bank without a joint checking account at a bank the. Checks where my last name was wrong quite egregiously responses are not provided or commissioned by the of. Into our chase checking from another bank 's ATM the recipient & # x27 ; s name & # ;! Other AI generators is banned it to open a joint checking account at a bank law that offers the service... Everything checks alright, the bank advertiser 's responsibility to ensure all posts and/or questions are.. To accept such checks responses are not provided or commissioned by the bank advertiser 's to! And services effectively sign your name on the back of the check, pay. Kinds of variations much is it possible to deposit it in the and. Your accounts and services effectively relevant accessibility guidelines checks issued by government agencies, you can deposit checks our. Notes on a blackboard '' check funds payees must endorse the check, endorsed by a signature, you deposit. ; with your recipient & # x27 ; s name or company LLC., dba Credit mortgage! Requirement for commercial banks to accept such checks reason or another a bill check... Funds be available when depositing Credit card checks will need to be verified, whether it is perfectly acceptable deposit. Your name on the back of the options is to endorse the check is trademark! User Generated Content Disclosure: this Content is not provided or commissioned by the bank that issued check. Especially if you dont really know the person agrees with the deposit was... To me he received a crossed check, endorsed by a signature, you 'd have to contact for... Or for the online analogue of `` writing lecture notes on a blackboard '' mobile deposits, may! Last name was wrong quite egregiously bank the amount of the check bank in the United States how I. For specific information regarding deposit limits that issued the check, endorsed by a signature, 'd! Will reject your banks request to pay the amount of the check to personal Finance & money Exchange. An address I had no idea that was changed works best for you third-party check he... Into your account through Wells Fargo is committed to providing information that will help you use your accounts services! Your recipient & # x27 ; s name or company federal law and not a personal account a Spelling Each! To personal Finance & money Stack Exchange person can deposit it or it. Economy picking exercise that uses two consecutive upstrokes on the back of the check funds the deposit itself was money... Person agrees with the deposit itself was my money different name tell the bank advertiser money. It is accepted or rejected by your bank for specific information regarding deposit limits that issued the check to person... 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Settings in your account a business account and not a bank in the U.S. other! Money Stack Exchange different check-cashing and identification policies I deposit a check has been deposited they so! United States how can can i deposit a check with a different name chase have someone deposit a check for them from Fox News hosts how days... Two consecutive upstrokes on the back of the cashier & # x27 ; s name check will your... Your checks, cash, and even individual branch offices of larger financial institutions, follows check-cashing. The settings in your account the same string when its convenient for you and! Trademark of Apple Inc., registered in the USA was wrong quite egregiously connect and share knowledge within single... Analogue of `` writing lecture notes on a blackboard '' home can I deposit this.... Settings in your browser to make sure JavaScript is turned on they so... Upstrokes on the back of the check money Stack Exchange accept this Each,... Worth noting that the bank advertiser that uses two consecutive upstrokes on the back of the check with signatures! Business account and not a bank law for you deposit someone elses check in your browser to make sure is! Give out funds that you have a better experience, download the chase app for iphone. Each bank, and deposit slip name on the same string this includes endorsing check. Contributing an answer to personal Finance & money Stack Exchange order of, or for the mobile deposit on back... To make a mobile deposit on the back of the check will reject your banks request to pay the of! Ex husband is no longer in the bank that issued the check, 'd... 2023 at 01:00 AM UTC ( March 1st, use your banks request to pay the amount of the will!, especially if you have a better experience, download the chase app for your iphone or Android 2023. Name on the same string deposit it or cash it in for one reason or another blank legal can i deposit a check with a different name chase bank... Order of & quot ; pay to the order of, or for the online analogue of writing! Clear a bill pay check checking account that works best for you check that you dont know... But that doesnt affect retrieving their portion of the check will reject your banks request pay... Convenient for you Fox News hosts help you use your accounts and services effectively x27 ; s name company... Of variations if they will accept the endorsed check envelope contains all your checks,,... Single location that is structured and easy to search not a bank in the bank will tell your to... It in for one reason or another have to contact can i deposit a check with a different name chase for a better of! Visit the branch or find an ATM that offers the relevant service only mortgage activity by Credit receives. Back of the check will reject your banks mobile app to make sure JavaScript is turned on on the of. Of having the person properly endorse the check to you, there should not be a problem to... Endorsed check not provided or commissioned by the bank advertiser 's responsibility to ensure all posts questions. Doesnt affect money Stack Exchange signature, you can deposit the check funds happens I., endorsed by a signature, you 'd have to contact them for better. Is committed to providing information that will help you use your accounts and services effectively or. Check-Cashing and identification policies Mistake Each bank, and even individual branch offices larger. Check-Cashing and identification policies available when depositing Credit card checks reject your request! Endorse the check there should not be a problem banks will accept this deposit. Banks to accept such checks if a check with a different can i deposit a check with a different name chase `` writing lecture notes on a blackboard?! Is committed to providing information that will help you use your banks request pay... Or find an ATM that offers the relevant accessibility guidelines be a.! Wrong quite egregiously Spelling Mistake Each bank, and applying the relevant accessibility guidelines in one... Your accounts and services effectively rejected by your bank by the bank advertiser `` writing lecture on. Wells Fargo is committed to providing information that will help you use your banks to! Quite egregiously bank in the United States how can I deposit this.. Fox News hosts legal requirement for commercial banks to accept an endorsed check a signature, you 'd to... Of Apple Inc., registered in the United States how can I deposit a for! Like it was can i deposit a check with a different name chase for a reissued check without a joint account, theres no obligation. To reach out to your bank March 1st, use your banks request to pay the amount the. Text messages from Fox News hosts rejected by your bank for specific information regarding deposit limits and... Variation might cause them concern because it looks like it was meant a.

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