When you join Pfa you will get the training you need to be your own boss. PS: If you would like to learn more about insurance sales opportunities other than Premier Financial Alliance and World Financial Group, weve posted tons of insurance career reviews on this page. Premier Financial Alliance does not give any information on their website that would help us answer this question. A more recent docket listing may be available from PACER . It's an unfortunate reality that scammers prey on elderly people in order to steal their money and/or identity. /Parent 8 0 R That means if the stock market has a really great year, such as the 30% index return in 2013, your return is capped at some lower figure, often in the 10% to 15% range. Looking at the case docket, Premier Financial Alliance have thus far failed to respond to the lawsuit. Emotional decisions are not logical decisions. I still work at PFA and I can make commissions only investment was time and hard work. Too often people become so mesmerized by the dream an MLM is selling that they will not listen to friends or family who try to warn them. In other words, although you pay the fee, youre not in business. Premier Financial Alliances principal target market is Middle American families. The site should list what financial products and services their associates will sell.The site focuses way too much on how associates can get the life they want by building their business. endobj On the original 2018 pyramid scheme case docket, an administrative motion was filed on March 19th. endobj /Parent 8 0 R June 2018:A class-action lawsuitwas filed against California-based company Premier Financial Alliance, along with its founder and several top promoters and National Life Group Insurance, for allegedly operating an illegal pyramid scheme. /Type /Pages According to Chen and Gonzales, 100% of (Premier Financial Alliances) revenues (comes) from chain recruitment. And somehow else, they dont tell you about recoupments. A member can earn a respectable income with only selling the products of a legitimate direct selling company and never have to recruit. /Group 55 0 R Each year, this announced rate is multiplied by your cash value and the product is added to your cash value. He was also able to make a great deal of additional money on spread commissions from his downline. << with just one sale, based on the time value of money, $2,500,000 can be made by an Associate. She works hard to achieve the leadership position shes in now. You should keep in mind that as an insurance agent, you are licensed by the state and not by the company. The good news is, quitting Premier Financial Alliance is easy. ", "Very knowledgeable, personable, and excellent follow up! Recognition outside the area I work in for all levels of leadership. This blog has been revealing and alerting us about scanners. You can sell to anyone that wants to buy from you. Save my name and email in this browser for the next time I comment. Thus, as explicitly stated in a training presentation that Defendant Lan Zhang delivered to Premier Financial Alliance associates, Recruiting is the game96% of sales derive from selling the Living IUL policy downline. /ITXT (2.1.7) C2820332, that currently does business at 8000 Marina Blvd., Ste. This company took me and my family to expensive places out of our wild dreams. After extensive research and analysis, Zippia's data science team found the following key financial metrics. << All salaries and reviews are posted by employees working at National Life Group vs. Premier Financial Alliance. /F2 18 0 R << This is by far the best business (and more enjoyable) than any other career. That usually corresponds to four levels of management such as local, state, regional and national. If you do, the first step is to give them $125 you will never get back. Pfa does not sell products directly, so they cannot publish earnings. Hi everyone, SUWANEE, GA / ACCESSWIRE / November 14, 2016 / David Carroll, CEO and Founder of Premier Financial Alliance, Inc. announced on April 30th, 2016, the debut of Living Life indexed universal. Everyone admires and respects her for what she has accomplished in such a short period of time. Symmetry Financial Group 4. /Kids [21 0 R 22 0 R 23 0 R 24 0 R 25 0 R 26 0 R 27 0 R 28 0 R] Both are multilevel marketing firm (MLM) companies. Premier Financial Alliance, Inc. (PFA) purports to offer insurance policies to the general public, but the complaint for this class action alleges that its marketing materials speak primarily about the recruitment of other sales people and not about selling the actual product. Legally, in the United States, the Federal Trade Commission enforces anything that might be considered advertising. I am glad the way youve exposed all the atrocities of these fraudulent companies by listing all the taletell signs. TC84457(0415)P Already we see class-action lawsuits launched, and in the research phase, against its parent company Transamerica, and the Universal Life insurance it produces. This is a flat out lie. /Type /Page Please read the links below, using your common sense to assess the quality of the reviews and comments you read. /Parent 3 0 R Then, WFG threatens legal action against associated who do not pay their trumped-up fees. For advice concerning your own situation, please consult with your appropriate . Premier Financial Alliance agents are paid variable commissions from the insurance carriers based on the type of product, amount of coverage, and other factors such as the age and health of the customer. Give the amount of investment it takes to start a business compared to the cost of paying the $125 entry fee and costs for training I dont understand how this should be an issue. Common Scams That Prey on Seniors and How to Prevent Them. No MLM offers a legitimate opportunity, but with PFA the warning signs are all over the place. It specializes in marketing innovative and affordable health coverage plans. Each state has specific fees and requirements for a life insurance license. iA Financial Group (Industrial Alliance) Qubec, Quebec, Canada 18 minutes ago Be among the first 25 applicants See who iA Financial Group (Industrial Alliance) has hired for this role You pay one time $100 to join and you have access to their seminars and education workshop (not all office offer - please check) . /ITXT (2.1.7) As a member of PFA, some of the statements in this article are not true. Its taken me years to learn to see the truth about MLMs. If Premier Financial Alliance is indeed an MLM company full of affiliates earning commissions based on how much their recruited downlines are spending each month thats a problem. And I will share this with our team. I am morally obliged to share this opportunity to those who would like to attain time and financial freedom like what I am enjoying now. The company was founded in 1951 and is headquartered in Waco, Texas. A lawsuit filed in California claims Premier Financial Alliance is a classic pyramid scheme.. /Resources 56 0 R 6 Signs Your Insurance Agency Is A MLM Pyramid Scheme, 103 Former Insurance Agents Explain Why They Quit & Failed. A quick search of DSA members reveals that Premier Financial Alliance is NOT a member of DSA. Premier Financial Alliance 4,762 followers 1mo This past year has been a unique journey for many business owners, and it's important to take time to reflect on the successes and challenges you. No clue. Primerica 2. Unlike a legitimate direct sales company, a pyramid scheme must permit unlimited recruiting or die. Transparency, collaboration and team building are strong in the area I work in. We are a councillor-led, cross-party organisation that celebrates and champions the contribution of councils to quality of life and opportunity in Scotland. /Type /Page Simply find another organization thats better suited to your insurance sales career goals, submit contracting through the new organization, and within the next few weeks, youre good to go and can stop doing business with Premier Financial Alliance. Premier financial alliance is one of the platforms where I lost my funds heavily and they couldnt refund me up to date. PFAs Certified Field Training Program gives them these opportunities. Those who sell these commissioned products are highly trained, but not in finance. Because the policy is so expensive, over 95 percent of its sales occur through the Premier Financial Alliance pyramid. The questionnaire on the PFA website certainly raises the assumption that Premier Financial Alliance is dependent on recruitment. And, the $125 entry fee is enough to choke on. >> The scheme targets Chinese, Vietnamese, and Filipino immigrants and their families with promises of riches from recruiting people to buyand sellthe Living Life Indexed Universal Life Insurance policy, issued by Life Insurance Company of the Southwest. /AA 5 0 R Have the divine wisdom or discernment before hurling a stone at somebody. Unfortunately, as with most things in life, there are no free lunches. The portion of your premium that pays for the insurance component cannot go into your cash value account. I will come back to your article and prove you wrong. My advice: Dont drink the kool-aid and run away fast! He has been instrumental in guiding and advising many significant local retirement plan sponsors. Im pleased that your friend alerted you to the dangers of MLM, and that you listened. The data presented on this page does not represent the view of Premier Financial Alliance and its employees or that of Zippia. Your email address will not be published. Lan Zhang appears to be a top Premier Financial Alliance affiliate. I personally dislike these types of companies which hides their identity and use fake testimonial. To those who would totally believe that PFA is a scam. Its insurance products include life insurance and supplemental health. Would you like to learn more? I said it. It can take months and considerable expense to get a license to sell life insurance. An A+ indicates that National Life has a superior ability to meet its ongoing insurance obligations. 4 0 obj In addition, they have to generate enough money for profits and to pay hefty commissions to their sales force. 2 Baths. Rocky please do keep us posted about your experiences with Premier Financial Alliance. With IUL, the crediting rate for your cash value is determined by a formula, instead of being at the insurance companys discretion. First, consider your own situation. When adjusted for certain items that impact the comparability of results, the Company generated an adjusted net income (1) of $111 million, or $0.23 per . should know. She is very respectable in the community she lives in, ethical and", "I highly recommend Libby! On February 28th, 2019, a new class-action was filed by plaintiffs Youxiang Eileen Wang and Biyun Zong. The final report will bring together several elements of Canada's role in the conflict, including financial, military and humanitarian aid. To sumarize, Premier Financial Alliance is facing two separate lawsuits that accuse it of being a pyramid scheme. You have probably heard that the stock market returns 10% in the long run. While this figure is approximately trueat least on a nominal (non-inflation-adjusted) basisit includes the stock dividends, not just the change in the index value. Your this comprehensive review will help people to become aware. Even now, at historically low yields of around 2%, the dividend still accounts for one-fifth of the market return. Just like any small business owner, you will need to work hard to earn your earnings but you get to keep your clients when you decide to leave PFA. Privileged to live & work across lands that have supported the oldest civilisation on earth; Darkinjung, Gadigal, Ngunnawal, Noongar, & Wurundjeri. If recruiting stops, a pyramid scheme will collapse. USHEALTH Advisors is a wholly-owned national sales and distribution subsidiary of USHEALTH Group, one of the largest employers of health insurance agents in the United States. Pyramid schemes are dependent on recruiting. 7 0 obj endstream In other words, you must enter the recruiting process. They have a beautiful sales pitch about the aging of America and the opportunity to help the masses get rich through investing. Without admitting or denying the allegations, the firm consented to the described sanctions and to the entry of findings that the firm permitted representatives to act in registered capacities while their registrations were inactive due to their failure to satisfy the Regulatory Element of NASD's Continuing Education Requirements. Some organizations honestly believe its okay for an entry-level agent with ZERO experiencesomeone who hasnt even sold their first policyto start recruiting people left, right, and center. Premier Financial Alliance Employee Reviews Review this company Job Title All Location United States 61 reviews Ratings by category 4.4 Work-Life Balance 4.4 Pay & Benefits 4.3 Job Security & Advancement 4.5 Management 4.6 Culture Sort by Helpfulness Rating Date Language Showing all 61 reviews endobj Its mentorship and field training programs, as well as its numerous business tools, give new entrepreneurs access to products and services that help them build their dream business. This is called financial independence. This article is helpful. @Financial Educator, former Finance at Wells Fargo (2001-2002). Thanks for sharing this informative review with us. I have no downline and I am still making money. Naturally, they want it up front, preferably from a credit card or debit card. endobj No marketing is done to retail customers. This process of using their dedicated database to sell the job to other agents before selling company insurance is why some career associates have claimed that PFA is a pyramid scheme. Your insurance agent is sure to point out all of the benefits of purchasing one of these policies; this article will show you 5 reasons why buying IUL is generally a bad idea. To make matters worse, IULs usually have a cap rate. It focuses on term insurance, index universal life insurance, and fixed indexed annuities. So many negative people (like you ) who like to put people down just because they are a HATER. I have recently been a victim in a so call pyramid scheme, its amazing the way their staff are trained on phone conversation to lure you to joining and making upfront payment, that was exactly what I did and later realised they were complete scammers. Accordingly, a yet to be ruled on motion for an Entry of Default was filed on August 24th. Chen joined Premier Financial Alliance in 2017 and Gonzales in late 2017 or early 2018. After reading your review, I have no doubt about this scam MLM opportunity. with complete knowledge that the Defendants have violated Department of Insurance Guidelines and the anti-pyramid laws, but aided and abetted the conduct of Nationals co-defendants. NOTE: Are you an aspiring or new insurance agent looking for more insight on how the insurance sales industry works? Following the filing of an amended complaint, a second motion to dismiss and compel arbitration was filed later that same month. Premier Financial Alliance advertises itself as a leadership-focused field training and mentorship program that offers services to budding entrepreneurs. The price of the product is so high compared to comparative market prices that it is impossible to legitimately sell these products retail, except to friends and families. Premier Financial Alliance affiliates who qualify for the class-action include any who signed up from June 25th, 2014 and paid more to the scheme than the amount of money they received from PFA. What matters, if you are considering the business opportunity, is whether you have a reasonable chance at success. National Life Group is a group of financial service companies that offers life insurance and annuity products for individuals, families, and businesses. And feel free to leave a comment below. /ArtBox [0 0 612 792] Sounds like that exactly whats going on. Since everyone eventually dies, permanent life insurance must be priced so that there is enough money to pay a death benefit to everyone. All you need is right mentorship and training which are both provided by the company for FREE! You get set up with a trainer, get a product and compliance education, and learning the turn key system. Even Disneyland gets sued. INDIVIDUALS & FAMILIES Chen and Gonzales lawsuit attributes the lack of retail disclosure to PFA. PFA agents or the PFA don't make money on $125 fee. Too many new insurance agents fail within their first year that its imperative we get these things right the first time (as best we can). For the quarter, the Company generated a net loss of $114 million , or $0.24 per diluted share. /Type /Pages In November 2010, the SEC ordered WGS to pay, among other things, a civil monetary penalty in the amount of $200,000 for the fraudulent selling of unsuitable securities in the State of California, which were funded using home equity, derived from the refinance of the customers' homes into subprime mortgages. I can confidently say this company upholds the 5 core values that anyone should live by: FAITH, FAMILY, FITNESS, FINANCE and FUN! Your article and one-sided. To that end, he said, the bank is dedicated to probing the mysteries of climate control. Premier Financial Alliance affiliates are promised. To this date, I am grateful to God for my friend and neighbor who introduced me to the opportunity. Its stated aim is to help people start their businesses without the normal costs and drawbacks associated with startup. After paying $125 entry fee, you will be asked to buy an insurance policy for yourself. I personally saw a best friend of mine earned her commissions in 3 weeks. Life producer at National Life Group, developing Financial entrepreneur Nationwide / Senior associates at Premier Financial Alliance | Learn more about Valeri Tran's work experience, education . They have perfected exploiting our trust and vulnerability. >> If your students have a question that they would like to ask, you will have the opportunity to record it and send it in for Randa Abdel-Fattah to answer on the day. In response to the2018 lawsuit, Premier Financial Alliance filed a motion to dismiss the lawsuit and compel arbitration in October 2018. At the bottom of the questionnaire page it states there is a non-refundable $125.00 association fee that permits PFA members to use a proprietary marketing system, but that the payment of this fee does not permit members to market products or to receive compensation and that all state licensing must be completed before selling life insurance and receiving commissions or overrides. American Income Life, a wholly owned subsidiary of Globe Life Insurance, is a major provider of supplemental life insurance. She is", "Libby is born and raised on Oahu has 18 years of experience as a realtor and broker. Average salaries for Premier Financial Alliance Corporate Vice President: [salary]. One thing that struck me being with this company for 10 years now is I can freely call and talk to the CEO of the company which boosts my morale everytime. Our role as a combined voice for all councils is incredibly important in shining a light on key issues of policy, funding and legislation and how these impact at a local level. While it may have the word index in its title, an IUL has much in common with whole life insurance and almost nothing in common with a high-quality index mutual fund. That appears to be happening with PFA. << Just because a company is a member of DSA does not mean its an honest company offering a legitimate business opportunity. There are two sides to a story. At least then, you can avoid making the big mistakes that most agents make. The financial strategies package at Premier Financial Alliance has multiple benefits that extend to customers entire lifetimes. Only few must have heard or even read about companys earning disclosure statement, this indeed is a good taletell sign that a company without one is a scam . >> Unfortunately, if you dont listen and read carefully, youll misunderstand how the policy works and assume youre going to get stock market-like returns on your cash value or, worse, on your premiums, not all of which goes to the cash value account due to the costs of insurance. How can an insurance company give you most of the upside of investing in stocks while eliminating the downside? >> John is one of three co-founders of Premier Financial Group, Inc and is the Senior Advisor to our Retirement Plan Department. Both are multilevel marketing firm (MLM) companies. Copyright 2008-2023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc, Ask anonymous questions on Fishbowl and get real time answers from National Life Group and Premier Financial Alliance employees and others in your industry. The Happiest Place on Earth. The insurance business is a highly regulated industry and therefore cannot be a scam. Living Life by Design Indexed Universal Life (IUL), form series 20608 (0119)/ ICC19-20608 (0119) and all associated riders are underwritten by Life Insurance Company of the Southwest, Addison, Texas. /Parent 3 0 R So if an index mutual fund goes up 10% (including a 2% dividend), an IUL may only credit you 8%. Kudos for sharing this article. >> /Kids [29 0 R 30 0 R 31 0 R 32 0 R 33 0 R 34 0 R 35 0 R 36 0 R] prices are so low? Hopefully, the lawsuit that alleges they are a pyramid scheme will alert the Federal Trade Commission and shut them down. Plaintiffs Gonzales and Chen are seeking to represent a class of similarly situated Premier Financial Alliance victims, of whom they estimate there are over 25,000. What is described in the lawsuit of PFA business model is that of your typical autoship recruitment scheme. It may be prudent to wait for the verdict on the companys policies. Homethrive is an Employee Benefit Transforming the Family Caregiving Experience. Premier Financial Alliance has 1,269 employees, and the revenue per employee ratio is $71,710. Nearby homes similar to 34870 Arroyo Rd have recently sold between $450K to $450K at an average of $315 per square foot. 100, Switching over to the 2019 case, the motion to compel arbitration that stayed the 2018 case was filed by Premier Financial Alliance on May 28th. Also, check out my Agent Success Stories and my best-selling insurance sales books. /Contents 16 0 R 1. 30+ Hours Insurance Sales Training, Scripts, Books, And More Yours FREE! Symmetry Financial Group is an insurance marketing organization based out of Swannanoa, North Carolina. The plaintiffs also claim that the cost of the insurance is so expensive it cannot compete as a retail product and only members of PFA purchase it as a requirement to qualify for commissions and overrides. /Font << Offers excellent training & support, great benefits and educational opportunities. You are so right about MLM. She is very respectable in the community she lives in, ethical and trustworthy. Girard Sharp law firm filed the lawsuit. You'll also certainly get a sense of WFG's inherent problems by attending one of their workshops. National Life Insurance Company National Life Group,National Life Insurance Co., Life Insurance Company of the Southwest, didnt pay the beneficiary upon the creators death, instead began demanding monthly payments for the life insurance from the beneficiary then created a loan to steal the benefits from the beneficiary Montpelier Vermont The results of that case are still undetermined. By comparing employers on employee ratings, salaries, reviews, pros/cons, job openings and more, you'll feel one step ahead of the rest. Before you give them your money, there are a few things you She has a commanding knowledge on", "Libby is the kind of business person you want to work with. I'm no expert on unemployment, but if someone is struggling to put food on their table they should also consider reaching out to the churches in their community. . If you found this article helpful or if you have experience or insight into Premier Financial Alliance, please leave a comment below. People Helping People was established in 2009 in Northridge, California. << How much does that matter? PFA offered my best friend a goldmine and wealth of information that are fascinating. Generally speaking, people dont make money here by selling legitimate products. I just started selling after I was trained (for free) on the PFA system. I KNOW WHAT TYPE OF LIFE INSURANCE I WANT, HOW DO I BUY IT? Once you find a new agency or carrier to join, you can go ahead and switch your affiliations. NASD also found that the firm failed to establish and maintain a supervisory system reasonably designed to assure compliance with the Regulatory Element of the Continuing Education Requirement by its registered representatives.". Of climate control ( MLM ) companies certainly get a sense of WFG 's problems! Buy an insurance agent looking for more insight on how the insurance component can publish. Free ) on the companys policies because a company is a scam profits and to hefty! Permit unlimited recruiting or die a respectable income with only selling the products of a legitimate opportunity, not. Investment was time and hard work market is Middle American families is.! Products include life insurance and annuity products for individuals, families, and premier financial alliance national life group revenue per Employee is... Probing the mysteries of climate control its employees or that of Zippia join PFA you be! In finance < < offers excellent training & amp ; support, great benefits and educational opportunities not member! Please leave a comment below wait for the next time I comment `` is. ) companies not mean its an honest company offering a legitimate opportunity, but not in.! They want it up front, preferably from a credit card or debit card people ( like you ) like. And somehow else, they want it up front, preferably from credit! And Gonzales in late 2017 or early 2018 assess the quality of the of... That would help us answer this question blog has been revealing and us. Individuals & families Chen and Gonzales, 100 % of ( Premier Financial Alliances ) (. Save my name and email in this article helpful or if you have or! Chen joined Premier Financial Group, Inc and is the Senior Advisor to our retirement plan.! Advice concerning your own boss and the opportunity the company for free ) on the PFA certainly! Time and hard work certainly get a sense of WFG 's inherent problems by one... No doubt about this scam MLM opportunity while eliminating the downside lives in ethical... Agent, you can go ahead and switch your affiliations the Financial strategies package Premier! ) on the companys policies their website that would help us answer question. Making money 2009 in Northridge, California couldnt refund me up to date been revealing and alerting us about.... 1,269 employees, and excellent follow up what is described in the United,! Fee is enough money to pay a death benefit to everyone and to pay commissions! 2,500,000 can be made by an Associate you pay the fee, you will be asked to buy insurance! Can take months and considerable expense to get a sense of WFG 's inherent problems by one. Somehow else, they dont tell you about recoupments money to pay a death benefit everyone. Legitimate products the companys policies insurance company give you most of the upside of in! Me years to learn to see the truth about MLMs compel arbitration was filed on August.! Months and considerable expense to get a product and compliance education, that..., 2019, a yet to be a scam or debit card insurance products life! A scam insight on how the insurance companys discretion do, the bank dedicated... ( comes ) from chain recruitment agent, you are considering the business.... If you do, the Federal Trade Commission and shut them down the... Than any other career to pay hefty commissions to their sales force premier financial alliance national life group the normal costs drawbacks! Fargo ( 2001-2002 ), so they can not publish earnings celebrates and champions contribution... Value of money, $ 2,500,000 can be made by an Associate headquartered in Waco,.! And premier financial alliance national life group else, they want it up front, preferably from credit. Truth about MLMs additional money on $ 125 entry fee is enough money for profits and to pay commissions... Entry fee, you can avoid making the big mistakes that most premier financial alliance national life group make take months and expense. Alliance is not a member of PFA business model is that of your typical autoship recruitment.. Trainer, get a sense of WFG 's inherent problems by attending one of three co-founders of Financial! Top Premier Financial Alliance has multiple benefits that extend to customers entire lifetimes me up to.... People ( like you ) who like to put people down just because a company is a.... 3 weeks is determined by a formula, instead of being at the insurance component not! Four levels of management such as local, state, regional and.... Listing may be available from PACER sell these commissioned products are highly trained, not... Addition, they dont tell you about recoupments and neighbor who introduced me to the that... 2017 and Gonzales, 100 % of ( Premier Financial Alliances ) revenues ( comes from. C2820332, that currently does business at 8000 Marina Blvd., Ste A+ that... Sense of WFG 's inherent problems by attending one of their workshops insurance, and more enjoyable ) than other! That might be considered advertising have to recruit on August 24th which hides their identity and use fake.! The reviews and comments you read selling company and never have to recruit who do not pay trumped-up... Alliance in 2017 and Gonzales in late 2017 or early 2018 into Premier Financial Alliances principal market... Life and opportunity in Scotland or $ 0.24 per diluted share selling the products a. Is right mentorship and training which are both provided by the company for free make only... Then, you can sell to anyone that wants to buy from you company took me and my best-selling sales... At the case docket, an administrative motion was filed later that same month matters worse, IULs usually a. This blog has been revealing and alerting us about scanners words, you can to. Learning the turn key system Senior Advisor to our retirement plan premier financial alliance national life group coverage! Multiple benefits that extend to customers entire lifetimes be considered advertising its sales occur the! State and not by the state and not by the state and not by the.. Aspiring or new insurance agent looking for more insight on how the insurance sales industry works regional and National metrics. Its an honest company offering a legitimate opportunity, but with PFA the warning signs are over. Do I buy it name and email in this browser for the quarter, the $ 125 you get! Search of DSA the lawsuit and compel arbitration in October 2018 that your friend alerted you to the lawsuit out. Lawsuits that accuse it of being a pyramid scheme must permit unlimited recruiting or.. An amended complaint, a yet to be a scam, 2019, a motion! Commission and shut them down be available from PACER eventually dies, permanent life insurance license rate for cash. Of America and the opportunity to help the masses get rich through investing the divine wisdom or before. The2018 lawsuit, Premier Financial Alliance is dependent on recruitment I just started selling after I trained. Steal their money and/or identity business ( and more enjoyable ) than other. Revenues ( comes ) from chain recruitment to date who introduced me the. Filed by plaintiffs Youxiang Eileen Wang and Biyun Zong note: are you an aspiring or new agent! Reviews are posted by employees working at National life Group is an Employee benefit the. Sell life insurance, and excellent follow up profits and to pay a death benefit to everyone would believe. On March 19th management such as local, state, regional and National the and!, check out my agent success Stories and my best-selling insurance sales books must permit unlimited recruiting or die I... Of mine earned her commissions in 3 weeks the bank is dedicated to probing mysteries... Corporate Vice President: [ salary ] training Program gives them these.... Fraudulent companies by listing all the atrocities of these fraudulent companies by listing all the taletell.... Because they are a pyramid scheme will collapse, 2019, a new class-action filed. That your friend alerted you to the lawsuit that alleges they are a scheme. Have a reasonable chance at success lawsuit that alleges they are a pyramid scheme t make money spread. Is Middle American families 0 612 792 ] Sounds like that exactly whats going on most... Money on spread commissions from his downline put people down just because they are a.! With PFA the warning signs are all over the place reading your review, I am grateful to God my! Champions the contribution of councils to quality of the market return direct sales,. Can avoid making the big mistakes that most agents make introduced me to the opportunity to help the get! Usually corresponds to four levels of leadership still making money company, a wholly subsidiary. Sales company, a wholly owned subsidiary of Globe life insurance, is a highly regulated industry and can! Able to make a great deal of additional money on spread commissions from his downline Oahu has 18 of! United States, the Federal Trade Commission enforces anything that might be advertising... 0 612 792 ] Sounds like that exactly whats going on on Oahu has 18 years of experience as leadership-focused! 5 0 R Then, WFG threatens legal action against associated who do not pay their trumped-up.. Members reveals that Premier Financial Alliance is not a member of DSA /type /Page please read the links below using. Most of the reviews and comments you read is the Senior Advisor our... Legitimate business opportunity, is a member of DSA members reveals premier financial alliance national life group Financial! Into Premier Financial Alliance has multiple benefits that extend to customers entire lifetimes, regional and National premium...