A closer look at this card's fees. If u need a bank go with someone else they are not the right ones to go 2 at all. Th only benefit is that when I go inside of an ace store, the people working behind the glass are so great. You must bring proof of income and proof of checking account. The Good. The second plan is if you set up a total direct deposit of at least $500 each month - then your monthly fee drops to $5. Certain products and services may be licensed under U.S. Patent Nos. Get paid up to 2 days faster with Direct Deposit 7; . MetaBank is backing the ACEFlare. Send money to friends and family**. Although the app is essential, it gets the job done. Card may be used everywhere Visa debit cards are accepted. The APYs were accurate as of 8/1/2020. Enter your social security number and date of birth. Google Maps is a web mapping service developed by Google. Enter the correct login information and click the login button. Copyright 2020-21 | Disclaimer: This website is not associated with the. Best of all, we don't charge for this service if you withdraw only up to $400 per day at participating ACE Cash Express locations when you have an ACE Flare Account by MetaBank with qualifying Direct Deposit. A $4.95 Account-to-Account Transfer Fee applies via a Customer Service Agent. You will be able to get information on account transactions and more with Anytime Alerts. A transfer can be initiated by phone for a $4.95 fee. The following methods are available for activating the card: With ACE Flare, you can easily activate your card online. What is the procedure for withdrawing cash? With qualifying direct deposit, you can withdraw your cash, free3 of any fees for withdrawals up to $400 at a participating ACE locations, and make your car payment on time. With the help of Netspend and MetaBank, the National Association, ACE Cash Express saw an opportunity to build a modern bank account with competitive features. (It says what went wrong this time?) When you deposit money into a traditional checking or savings account, you may or may not earn interest on that money. This means that you deposit the money you want to use directly onto the card. For an additional fee of $4.95, you can choose from one of more than a dozen premium card designs.6You can view custom card6options through the Online Account Center or via the Mobile App7. However, you must receive direct deposit(s) totaling at least $500 within one (1) calendar month to be eligible to open a Savings Account. book balance: the Flare bank account balance. The Ace Flare prepaid card earns 6% APY on balances up to $2,000; any portion of the balance above $2,000 earns a lower .5% APY rate You do need to first receive a $500+ direct deposit in order to be able to open the saving account which has the 6% rate. It's a good alternative. Your account can be managed wherever you are using the ACE Flare App for mobile. If your employer normally pays on Friday, the money could show up in your ACE Flare Account by MetaBank as early as Wednesday. We may also ask to see a copy of your drivers license or other documents at any time. If the Average Daily Balance is $2,000.00 or less, the interest rate paid on the entire balance will be 5.87% with an annual percentage yield (APY) of 6.00%. Look it up they dont even have any stores anymore because theyre terrible. How often do you hear a savings account offering up to 6% Annual Percentage Yield (APY) on deposits? Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. What does qualifying direct deposit mean? How do I get paid up to two days faster?2. You can use your Flare Account debit card wherever Visadebit cards are accepted. An Account that earns interest? You do not have to have a job, but you must have a regular source of income to ensure that you can repay the loan. Ace Flare is a prepaid debit card, similar to a checking account. I was supposed to receive it on 1/17 its the 19th and nothing. Pay your bills, shop, shop online, pay for gas the possibilities are endless! Certain products and services may be licensed under U.S. Patent Nos. What if my optional Savings Account has a higher Average Daily Balance than $2,000? With anytime notifications, you can get details on account transactions and more. The interest rates and APYs of each tier may change. 1. When you have qualifying monthly Direct Deposit, you may set up an optional Flare Account Savings Account, and you can start earning up to 6.00% Annual Percentage Yield (APY).4 That means that the money you have in your Savings Account can earn money just for being there. Furthermore, you can sign up for a bill pay service with the card. However, if you apply for a card at a retail location, there is a $3 application fee. Visit one of our friendly associates for help adding money to your Account, cashing checks, and more. As long as youre going to put money in savings, why not earn some interest while youre at it? I know that can be a bit annoying, especially when you have to use the money right away. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. A direct deposit (no dollar minimum) to the account within the immediately preceding thirty-five (35) days is required. Enroll in Direct Deposit for your payroll or government benefits and get paid up to 2 days faster.4. By using Direct Deposit, you ensure that your payroll or government benefits will be in your Flare account when you need them. You can send these numbers to your employer or the government to request a direct deposit. Your actual APY will vary based on qualifying factors, including Average Daily Balance. APY or Annual Percentage Yield is the total amount of interest paid on an Account, based on the interest rate and the frequency of compounding for a 365-day period (366-day period in a leap year), and is expressed as a percentage. $400 total is calculated based on all withdrawals performed at all ACE Cash Express locations visited in a day. The Flare Account offers even more benefits to fit your lifestyle and your money management needs. Select the Move Money dropdown on the navigation page, then click Move Money. Select your recipient from your contacts and enter the amount to send. Consider making the Flare Account your top pick!1 This account offers competitive features with the convenience you need to manage your paychecks, government benefits, bills, and more. Unapproved checks will not be funded to your account. The card number expires in 24 hours. At the end of the following month, your rewards will be credited to your account. A pending deposit will be declined and canceled if: Some banks may also allow you to cancel a deposit, or stop payment, on a check you have written or deposited into your account. Additionally, you can activate perks in the app or Online Account Center to earn cashback rewards that will be credited to your Account. Send money to friends and family**. Offer subject to change. The ACE Flare Login Account may be for you if you are looking for a prepaid card that helps you earn interest on your money. Rather than paying you with a paper check or cash, they deposit your funds directly into your account. This will usually have to be done quickly before the payment starts processing and may incur a fee. Higher balances will be paid at a rate of 0.50% APY. I also will not recommend anything solely for potential earnings, I promise to try and provide the cheapest options I know of. Payback Rewards is activated with your new account!8Visit your Rewards page when you log in through the Online Account Centeror via the Mobile App7to see your offers. Ace Flare is a prepaid debit card, similar to a checking account. Download the ACE Flare Mobile App7to manage your money on the go. By clicking on it, you will be taken to the next page. The ACE Flare Account by MetaBank represents an alternative financial service that gives you the flexibility of banking without tying yourself to your local bank. Certain products and services may be licensed under U.S. Patent Nos. You earn 0.07% APY on your ACE Flare account. You can choose from 1 of 7 fun card designs to get started! You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Access Your Account at www.flareaccount.com. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Although this feature is available at no additional charge with qualifying direct deposit, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. For purposes of FDIC coverage, all funds held on deposit by you at MetaBank, National Association, will be aggregated up to the coverage limit, currently $250,000.00. DEPOSIT WITHDRAWS ETC. Faster funding claim is based on a comparison of the MetaBank, National Association, policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Follow the instructions to review and submit your application. Find out how we combat fake reviews. There is no minimum balance required to open an account online. But what if you don't? Make up to $400 in fee-free cash withdrawals per day from your ACE Flare Account by MetaBank by using your debit card at participating ACE Cash Express locations. The interest rates and APYs of each tier may change. We make it easy for you to get cash when you need it most. By using the ACE Flare App, you can take control of your money anywhere, anytime. ACE Cash Express is designed to help consumers find alternatives to traditional banking relationships by providing them with convenient and instant access to financial services. The standard monthly service fee for the Flare Account is $9.95. be ready to get more. Do you want to know more? For a $2.50 fee, you can withdraw at an ATM, just like a regular bank debit card. Mobile Check Capture service is not available for use within the state of New York. You must bring a valid government-issued photo ID. Your new payday could be as early as Wednesday, based on a Friday payday. There are no fees associated with sending money online to an existing Flare Accountholder.9You can also send money to ACE EliteVisa Prepaid Debit Card holders using FlashPayID! The ACE Flare Account is a bank account and has the benefits of a prepaid card with some additional benefits that you will love. I do not look forward to calling the 800 number for help. Charges a monthly maintenance fee . they just keep rambling. You can use your Routing Number and Account Number to enroll in direct deposit on your tax refunds, too! Is there anyone in America i can speak with. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. By setting up a Flare Account Savings Account, you can earn up to 6.00% Annual Percentage Yield (APY) when you have a qualifying monthly Direct Deposit. We try to keep the information on this website timely and accurate, but we make no guarantees of up-to-date information and price changes. The interest rate on your Account is variable and we may change the rate on your Account at any time. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. All funds added to an account earn interest. You will only be required to pay $4.95 for a customer service representative if you perform the account-to-account transfer online. For up-to-date information from the IRS, visit www.irs.gov/refunds. Compare the Flare Account with the ACE Elite Visa Prepaid Debit Card. All other trademarks and service marks belong to their owners. Pathward Corporate Headquarters. There is a $4.95 fee for overseas ATM withdrawals. Ive spent 310 dollars on calling cards. As an accountholder with the Flare Account, you could earn 0.01% APY on the balance of your core account. When these requests are received but on hold, they are called pending transactions. The ACE Elite Visa Prepaid Debit Card is issued by Pathward, National Association, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend is a registered agent of Pathward, National Association. Please call them at 866-753-6355 if it has not arrived within 7-10 business days. The ACE Flare Login Account may be for you if you are looking for a prepaid card that helps you earn interest on your money. IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. The ACE Flare Account by MetaBank mobile app is available for both iOS and Android. STARTING AT $3.95 BAD BANK. That means it's convenient to do things like: Check your account balance and transaction history. 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